Members 1st Community Federal Credit Union offers attractive savings rates and LOW loan rates to qualified members. As a result of the fact that our credit union is a non-profit organization, we return any profit that is gained to our members. The return is then made in the form of higher interest rates on savings, lower interest charges on loans, and continuous improvements in service. If you live, work, worship, or attend school in Lowndes or Monroe County, Mississippi, you AND your family members are eligible to join Members 1st Community Federal Credit Union.

Members 1st is not affiliated with any particular employee group. Any individual that meets just one of the above requirements may join our credit union, regardless if your place of employment offers membership with another credit union.

"Once a member, always a member"

As long as you keep the minimum balance in your account, you may remain a member of the credit union. Our policy also applies to your family members.